Rate to Remit

HKD to INR today

1 HKD = 12.1029 INR

Daily reference rate for 2026-10-30, Source: European Central Bank. Published on working days at 16:00 CET. 1 INR = 0.082625 HKD. How this rate is derived.

On 58% of the 255 days HKD/INR was published in the year to 30 October 2026, one HKD bought fewer Indian rupees than it does today. Over that year the published rate ranged from 11.3657 to 12.3614 INR.

That describes rates that were published in the past. It is not a prediction, it does not indicate what the rate will do next, and it is not advice about whether or when to transfer money.

  • Crossed through EUR using European Central Bank euro foreign exchange reference rates.

Convert HKD to INR

Type a number, or words like 500k, 1 million or 20k.

12,102.86 INR

Daily reference rate vs what you’ll actually get

The HKD/INR rate above is the daily reference rate published by European Central Bank euro foreign exchange reference rates on 2026-10-30. It is the reference point, not a price you can transact at.

Why the amount received is lower

  • Transfer fee. A flat charge, or a percentage, taken by the sending service.
  • Exchange rate markup. Most services apply a spread to the reference rate. This is usually the larger cost and is often not shown as a fee.
  • Receiving method. Bank deposit, mobile wallet and cash pickup can carry different rates and charges (a bank transfer and a UPI-linked service can differ, and fees may apply at both ends).
  • Timing. Reference rates are published once per working day; a transfer is priced when it is executed.

What a markup costs

Illustration only, not a quote from any provider: at a 1.5% markup with a HK$4.00 fee, sending HK$1,000 delivers about ₹11,874 instead of the ₹12,103 the daily reference rate implies — a difference of ₹229.

Compare an offer against this rate

If a bank or transfer service has quoted you a rate and a fee, put them in here. It works out what you would receive at their rate after their fee, what the same amount comes to at the reference rate above, and the difference between the two.

The reference rate is not a rate anyone is obliged to offer, and a difference from it is not evidence of wrongdoing: providers carry real costs, and the spread is how most of them are paid rather than through the fee. This is arithmetic on figures you entered, to make the cost visible. It is not advice, and not a claim about any provider.

HKD to INR over time

30 days
12.0386 12.1859 12.3331 30 Sep 15 Oct 30 Oct
High 12.3331 (2026-10-08) · low 12.0386 (2026-10-21) · -0.91%
1 year
11.3657 11.8460 12.3262 Oct 2025 May 2026 Oct 2026
High 12.3614 (2026-05-20) · low 11.3657 (2025-11-19) · +5.98%
5 years
9.5285 10.9227 12.3170 2021 2024 2026
High 12.3614 (2026-05-20) · low 9.4755 (2022-01-11) · +25.75%
Since 2009
5.6584 8.9745 12.2905 2009 2017 2026
High 12.3614 (2026-05-20) · low 5.6570 (2011-08-01) · +93.78%

What this record shows

  • Across the 4,566 days published since 2009-01-02, one HKD has bought as much as 12.3614 INR (on 2026-05-20) and as little as 5.6570 INR (on 2011-08-01).
  • 5 years ago, on 2021-11-01, one HKD bought 9.6248 INR. Today it buys 12.1029 — a change of +25.75%.
  • The largest move between one publication and the next was +4.40%, from 8.3125 on 2013-08-26 to 8.6784 on 2013-08-27.
  • 2013 was the widest calendar year in the record: 6.8527 to 8.8942 INR, a spread of 29.8% between its lowest and highest published rates.

Every figure here is drawn from rates already published by the source named on this page. They describe what happened, carry no view on what any of it was worth, and say nothing about what the rate will do next. Amounts in Indian rupees elsewhere on this page use today’s rate only.

HKD to INR on a past date

Published history runs from 2009-01-02 to 2026-10-30. Sources publish on working days only, so a weekend or a holiday returns the rate published before it, and says so.

Rate statistics

Movement of the daily reference rate, INR per HKD.
Period High Low Average Change
30 days 12.3331 12.0386 12.1766 -0.91%
52 weeks 12.3614 11.3657 11.9313 +6.01%
5 years 12.3614 9.4755 10.8190 +25.75%

Annualised volatility over the last year: 5.33%.

Yearly averages

Averages of the published daily reference rates for each calendar year.
Year Average High Low
2026 12.0170 12.3614 11.5369
2025 11.1805 11.6876 10.8583
2024 10.7234 11.0222 10.5757
2023 10.5499 10.6996 10.3588
2022 10.0410 10.6523 9.4755
2021 9.5128 9.7921 9.3171
2020 9.5551 9.9273 9.1071
2019 8.9884 9.2317 8.7177
2018 8.7332 9.4970 8.1039
2017 8.3579 8.8189 8.1350
2016 8.6568 8.8646 8.5240
2015 8.2785 8.6632 7.9178
2014 7.8688 8.2528 7.5399
2013 7.5600 8.8942 6.8527
2012 6.8885 7.3644 6.2926
2011 5.9959 6.9298 5.6570
2010 5.8851 6.1151 5.6792
2009 6.2384 6.6990 5.9451

Where this rate comes from

Source: European Central Bank. The rate is a cross rate: two rates from the same publication, on the same day, divided. Full detail is on the methodology page, including publication schedules and how derived rates are calculated.

Think this number is wrong? Report it and it will be checked against the source. Corrections are made to the data, not papered over.