HKD to INR today
1 HKD = 12.2290 INR
On 93% of the 255 days HKD/INR was published in the year to 17 September 2026, one HKD bought fewer Indian rupees than it does today. Over that year the published rate ranged from 11.2977 to 12.3614 INR.
That describes rates that were published in the past. It is not a prediction, it does not indicate what the rate will do next, and it is not advice about whether or when to transfer money.
- Crossed through EUR using European Central Bank euro foreign exchange reference rates.
Convert HKD to INR
Daily reference rate vs what you’ll actually get
The HKD/INR rate above is the daily reference rate published by European Central Bank euro foreign exchange reference rates on 2026-09-17. It is the reference point, not a price you can transact at.
Why the amount received is lower
- Transfer fee. A flat charge, or a percentage, taken by the sending service.
- Exchange rate markup. Most services apply a spread to the reference rate. This is usually the larger cost and is often not shown as a fee.
- Receiving method. Bank deposit, mobile wallet and cash pickup can carry different rates and charges (a bank transfer and a UPI-linked service can differ, and fees may apply at both ends).
- Timing. Reference rates are published once per working day; a transfer is priced when it is executed.
What a markup costs
Illustration only, not a quote from any provider: at a 1.5% markup with a HK$4.00 fee, sending HK$1,000 delivers about ₹11,997 instead of the ₹12,229 the daily reference rate implies — a difference of ₹232.
Compare an offer against this rate
If a bank or transfer service has quoted you a rate and a fee, put them in here. It works out what you would receive at their rate after their fee, what the same amount comes to at the reference rate above, and the difference between the two.
The reference rate is not a rate anyone is obliged to offer, and a difference from it is not evidence of wrongdoing: providers carry real costs, and the spread is how most of them are paid rather than through the fee. This is arithmetic on figures you entered, to make the cost visible. It is not advice, and not a claim about any provider.
Sending money? What recipients typically get
Provider comparisons are not published for this pair yet. They appear here once a partner data feed is in place, each row carrying the fee, the rate used and the date it was last checked.
HKD to INR over time
HKD to INR on a past date
Published history runs from 2009-01-02 to 2026-09-17. Sources publish on working days only, so a weekend or a holiday returns the rate published before it, and says so.
Rate statistics
| Period | High | Low | Average | Change |
|---|---|---|---|---|
| 30 days | 12.2328 | 12.0501 | 12.1614 | +0.24% |
| 52 weeks | 12.3614 | 11.3008 | 11.8326 | +7.93% |
| 5 years | 12.3614 | 9.4375 | 10.7561 | +29.58% |
Annualised volatility over the last year: 5.32%.
Yearly averages
| Year | Average | High | Low |
|---|---|---|---|
| 2026 | 11.9880 | 12.3614 | 11.5369 |
| 2025 | 11.1805 | 11.6876 | 10.8583 |
| 2024 | 10.7234 | 11.0222 | 10.5757 |
| 2023 | 10.5499 | 10.6996 | 10.3588 |
| 2022 | 10.0410 | 10.6523 | 9.4755 |
| 2021 | 9.5128 | 9.7921 | 9.3171 |
| 2020 | 9.5551 | 9.9273 | 9.1071 |
| 2019 | 8.9884 | 9.2317 | 8.7177 |
| 2018 | 8.7332 | 9.4970 | 8.1039 |
| 2017 | 8.3579 | 8.8189 | 8.1350 |
| 2016 | 8.6568 | 8.8646 | 8.5240 |
| 2015 | 8.2785 | 8.6632 | 7.9178 |
| 2014 | 7.8688 | 8.2528 | 7.5399 |
| 2013 | 7.5600 | 8.8942 | 6.8527 |
| 2012 | 6.8885 | 7.3644 | 6.2926 |
| 2011 | 5.9959 | 6.9298 | 5.6570 |
| 2010 | 5.8851 | 6.1151 | 5.6792 |
| 2009 | 6.2384 | 6.6990 | 5.9451 |
Rate alerts
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Where this rate comes from
Source: European Central Bank. The rate is a cross rate: two rates from the same publication, on the same day, divided. Full detail is on the methodology page, including publication schedules and how derived rates are calculated.
Think this number is wrong? Report it and it will be checked against the source. Corrections are made to the data, not papered over.