1 lakh Indian rupees in Saudi riyals
₹1,00,000 = SAR3,909
Daily reference rate vs what you’ll actually get
The INR/SAR rate above is the daily reference rate published by European Central Bank euro foreign exchange reference rates on 2026-09-17. It is the reference point, not a price you can transact at.
Why the amount received is lower
- Transfer fee. A flat charge, or a percentage, taken by the sending service.
- Exchange rate markup. Most services apply a spread to the reference rate. This is usually the larger cost and is often not shown as a fee.
- Receiving method. Bank deposit, mobile wallet and cash pickup can carry different rates and charges.
- Timing. Reference rates are published once per working day; a transfer is priced when it is executed.
What a markup costs
Illustration only, not a quote from any provider: at a 1.5% markup with a ₹200.00 fee, sending ₹1,00,000 delivers about SAR3,842 instead of the SAR3,909 the daily reference rate implies — a difference of SAR66.
Sending money? What recipients typically get
Provider comparisons are not published for this pair yet. They appear here once a partner data feed is in place, each row carrying the fee, the rate used and the date it was last checked.
What 1 lakh Indian rupees was worth
| Date | Rate | Saudi riyal |
|---|---|---|
| Today (2026-09-17) | 0.039087 | SAR3,909 |
| A year ago (2025-09-17) | 0.042686 | SAR4,269 |
| Five years ago (2021-09-17) | 0.051050 | SAR5,105 |