Rate to Remit

Corridor

Sending money to India from Singapore

1 SGD = 75.2271 INR

The daily reference rate for 2026-09-17, Source: European Central Bank. This is the reference point every transfer is priced against, not the rate you will be offered. Full SGD to INR rate, charts and history.

What arrives in India

A transfer from Singapore to India converts Singapore dollars into Indian rupees. Two things sit between the rate above and the amount your recipient sees: the fee the service charges, and the margin it adds to the rate itself. The second is usually larger, and is often not presented as a cost at all.

Daily reference rate vs what you’ll actually get

The SGD/INR rate above is the daily reference rate published by European Central Bank euro foreign exchange reference rates on 2026-09-17. It is the reference point, not a price you can transact at.

Why the amount received is lower

  • Transfer fee. A flat charge, or a percentage, taken by the sending service.
  • Exchange rate markup. Most services apply a spread to the reference rate. This is usually the larger cost and is often not shown as a fee.
  • Receiving method. Bank deposit, mobile wallet and cash pickup can carry different rates and charges (a bank transfer and a UPI-linked service can differ, and fees may apply at both ends).
  • Timing. Reference rates are published once per working day; a transfer is priced when it is executed.

What a markup costs

Illustration only, not a quote from any provider: at a 1.5% markup with a S$4.00 fee, sending S$1,000 delivers about ₹73,802 instead of the ₹75,227 the daily reference rate implies — a difference of ₹1,425.

Sending money? What recipients typically get

Provider comparisons are not published for this pair yet. They appear here once a partner data feed is in place, each row carrying the fee, the rate used and the date it was last checked.

Before you send

  • Compare the rate, not just the fee. A service advertising no fee may take more through its margin than one charging a flat amount.
  • Check the receiving method. Bank deposit, mobile wallet and cash pickup can be priced differently (a bank transfer and a UPI-linked service can differ, and fees may apply at both ends).
  • Check when it is priced. The reference rate is published once per working day; a transfer is converted when it is actually executed.

Other ways to send to India