USD to NGN today
1 USD = 1,345.76 NGN
1 USD 
NGN On 20% of the 245 days USD/NGN was published in the year to 30 October 2026, one USD bought fewer Nigerian naira than it does today. Over that year the published rate ranged from 1,315.17 to 1,464.00 NGN.
That describes rates that were published in the past. It is not a prediction, it does not indicate what the rate will do next, and it is not advice about whether or when to transfer money.
Convert USD to NGN
Official central rate vs what you’ll actually get
The USD/NGN rate above is the official central rate published by Central Bank of Nigeria official NFEM rate on 2026-10-30. It is the reference point, not a price you can transact at.
Why the amount received is lower
- Transfer fee. A flat charge, or a percentage, taken by the sending service.
- Exchange rate markup. Most services apply a spread to the reference rate. This is usually the larger cost and is often not shown as a fee.
- Receiving method. Bank deposit, mobile wallet and cash pickup can carry different rates and charges.
- Timing. Reference rates are published once per working day; a transfer is priced when it is executed.
What a markup costs
Illustration only, not a quote from any provider: at a 1.5% markup with a $4.00 fee, sending $1,000 delivers about ₦1,320,268 instead of the ₦1,345,757 the official central rate implies — a difference of ₦25,489.
Nigeria: This is the Central Bank of Nigeria official rate. Rates offered by banks, transfer services and informal markets may differ.
Compare an offer against this rate
If a bank or transfer service has quoted you a rate and a fee, put them in here. It works out what you would receive at their rate after their fee, what the same amount comes to at the reference rate above, and the difference between the two.
The reference rate is not a rate anyone is obliged to offer, and a difference from it is not evidence of wrongdoing: providers carry real costs, and the spread is how most of them are paid rather than through the fee. This is arithmetic on figures you entered, to make the cost visible. It is not advice, and not a claim about any provider.
USD to NGN over time
What this record shows
- Across the 6,085 days published since 2001-12-10, one USD has bought as much as 1,688.28 NGN (on 2024-11-20) and as little as 112.35 NGN (on 2001-12-10).
- 5 years ago, on 2021-11-01, one USD bought 410.67 NGN. Today it buys 1,345.76 — a change of +227.70%.
- The largest move between one publication and the next was +42.24%, from 196.50 on 2016-06-17 to 279.50 on 2016-06-20.
- 2023 was the widest calendar year in the record: 449.01 to 1,039.13 NGN, a spread of 131.4% between its lowest and highest published rates.
Every figure here is drawn from rates already published by the source named on this page. They describe what happened, carry no view on what any of it was worth, and say nothing about what the rate will do next. Amounts in Nigerian naira elsewhere on this page use today’s rate only.
USD to NGN on a past date
Published history runs from 2001-12-10 to 2026-10-30. Sources publish on working days only, so a weekend or a holiday returns the rate published before it, and says so.
Rate statistics
| Period | High | Low | Average | Change |
|---|---|---|---|---|
| 30 days | 1,361.34 | 1,328.66 | 1,336.52 | +1.29% |
| 52 weeks | 1,464.00 | 1,315.17 | 1,377.95 | -5.31% |
| 5 years | 1,688.28 | 410.63 | 1,055.87 | +227.70% |
Annualised volatility over the last year: 7.0%.
Common USD amounts in NGN
| US dollar | Nigerian naira | Detail |
|---|---|---|
| $100 | ₦134,576 | 100 US dollars to NGN |
| $200 | ₦269,151 | 200 US dollars to NGN |
| $500 | ₦672,878 | 500 US dollars to NGN |
| $1,000 | ₦1,345,757 | 1k US dollars to NGN |
| $2,000 | ₦2,691,513 | 2k US dollars to NGN |
| $5,000 | ₦6,728,783 | 5k US dollars to NGN |
Yearly averages
| Year | Average | High | Low |
|---|---|---|---|
| 2026 | 1,363.81 | 1,430.35 | 1,315.17 |
| 2025 | 1,517.09 | 1,629.44 | 1,421.23 |
| 2024 | 1,479.51 | 1,688.28 | 853.27 |
| 2023 | 645.06 | 1,039.13 | 449.01 |
| 2022 | 423.33 | 448.55 | 413.17 |
| 2021 | 399.14 | 412.99 | 379.50 |
| 2020 | 356.33 | 380.50 | 306.40 |
| 2019 | 306.42 | 306.50 | 306.20 |
| 2018 | 305.58 | 306.50 | 305.05 |
| 2017 | 305.29 | 307.50 | 304.50 |
| 2016 | 252.69 | 324.50 | 196.50 |
| 2015 | 192.64 | 198.50 | 167.50 |
| 2014 | 156.45 | 167.50 | 155.20 |
| 2013 | 155.25 | 155.57 | 155.20 |
| 2012 | 155.44 | 156.55 | 154.25 |
| 2011 | 151.82 | 156.76 | 148.50 |
| 2010 | 148.31 | 149.55 | 147.10 |
| 2009 | 146.81 | 151.41 | 130.75 |
| 2008 | 117.11 | 130.75 | 116.05 |
| 2007 | 124.12 | 126.52 | 116.30 |
| 2006 | 126.87 | 128.50 | 126.50 |
| 2005 | 131.15 | 132.85 | 128.50 |
| 2004 | 133.00 | 136.50 | 131.84 |
| 2003 | 128.86 | 137.70 | 126.40 |
| 2002 | 120.49 | 130.51 | 112.95 |
Where this rate comes from
Source: Central Bank of Nigeria. The rate is published directly by the source for 2026-10-30. Full detail is on the methodology page, including publication schedules and how derived rates are calculated.
Think this number is wrong? Report it and it will be checked against the source. Corrections are made to the data, not papered over.