100 Canadian dollars in Philippine pesos
C$100 = ₱4,481
Daily reference rate vs what you’ll actually get
The CAD/PHP rate above is the daily reference rate published by European Central Bank euro foreign exchange reference rates on 2026-09-17. It is the reference point, not a price you can transact at.
Why the amount received is lower
- Transfer fee. A flat charge, or a percentage, taken by the sending service.
- Exchange rate markup. Most services apply a spread to the reference rate. This is usually the larger cost and is often not shown as a fee.
- Receiving method. Bank deposit, mobile wallet and cash pickup can carry different rates and charges (bank deposit, e-wallets and cash pickup are priced differently).
- Timing. Reference rates are published once per working day; a transfer is priced when it is executed.
What a markup costs
Illustration only, not a quote from any provider: at a 1.5% markup with a C$4.00 fee, sending C$100 delivers about ₱4,238 instead of the ₱4,481 the daily reference rate implies — a difference of ₱244.
Sending money? What recipients typically get
Provider comparisons are not published for this pair yet. They appear here once a partner data feed is in place, each row carrying the fee, the rate used and the date it was last checked.
What 100 Canadian dollars was worth
| Date | Rate | Philippine peso |
|---|---|---|
| Today (2026-09-17) | 44.8133 | ₱4,481 |
| A year ago (2025-09-17) | 41.3365 | ₱4,134 |
| Five years ago (2021-09-17) | 39.4414 | ₱3,944 |