Rate to Remit

CAD to PHP today

1 CAD = 44.8133 PHP

Daily reference rate for 2026-09-17, Source: European Central Bank. Published on working days at 16:00 CET. 1 PHP = 0.022315 CAD. How this rate is derived.

On 89% of the 255 days CAD/PHP was published in the year to 17 September 2026, one CAD bought fewer Philippine pesos than it does today. Over that year the published rate ranged from 41.1898 to 45.3997 PHP.

That describes rates that were published in the past. It is not a prediction, it does not indicate what the rate will do next, and it is not advice about whether or when to transfer money.

  • Crossed through EUR using European Central Bank euro foreign exchange reference rates.

Convert CAD to PHP

Type a number, or words like 500k, 1 million or 20k.

44,813.29 PHP

Daily reference rate vs what you’ll actually get

The CAD/PHP rate above is the daily reference rate published by European Central Bank euro foreign exchange reference rates on 2026-09-17. It is the reference point, not a price you can transact at.

Why the amount received is lower

  • Transfer fee. A flat charge, or a percentage, taken by the sending service.
  • Exchange rate markup. Most services apply a spread to the reference rate. This is usually the larger cost and is often not shown as a fee.
  • Receiving method. Bank deposit, mobile wallet and cash pickup can carry different rates and charges (bank deposit, e-wallets and cash pickup are priced differently).
  • Timing. Reference rates are published once per working day; a transfer is priced when it is executed.

What a markup costs

Illustration only, not a quote from any provider: at a 1.5% markup with a C$4.00 fee, sending C$1,000 delivers about ₱43,965 instead of the ₱44,813 the daily reference rate implies — a difference of ₱849.

Compare an offer against this rate

If a bank or transfer service has quoted you a rate and a fee, put them in here. It works out what you would receive at their rate after their fee, what the same amount comes to at the reference rate above, and the difference between the two.

The reference rate is not a rate anyone is obliged to offer, and a difference from it is not evidence of wrongdoing: providers carry real costs, and the spread is how most of them are paid rather than through the fee. This is arithmetic on figures you entered, to make the cost visible. It is not advice, and not a claim about any provider.

Sending money? What recipients typically get

Provider comparisons are not published for this pair yet. They appear here once a partner data feed is in place, each row carrying the fee, the rate used and the date it was last checked.

CAD to PHP over time

30 days
44.4807 44.9402 45.3997 18 Aug 2 Sep 17 Sep
High 45.3997 (2026-09-04) · low 44.4807 (2026-08-26) · +0.63%
1 year
41.3207 43.3602 45.3997 Sep 2025 Mar 2026 Sep 2026
High 45.3997 (2026-09-04) · low 41.1898 (2025-09-22) · +8.41%
5 years
39.1149 42.0402 44.9656 2021 2024 2026
High 45.3997 (2026-09-04) · low 38.6135 (2021-12-20) · +13.62%
Since 2005
33.9991 41.0988 48.1986 2005 2015 2026
High 48.2541 (2006-05-31) · low 32.7084 (2016-01-20) · -0.60%

CAD to PHP on a past date

Published history runs from 2005-04-01 to 2026-09-17. Sources publish on working days only, so a weekend or a holiday returns the rate published before it, and says so.

Rate statistics

Movement of the daily reference rate, PHP per CAD.
Period High Low Average Change
30 days 45.3997 44.4807 44.9632 +0.63%
52 weeks 45.3997 41.1898 43.2400 +8.23%
5 years 45.3997 38.6135 41.7472 +13.62%

Annualised volatility over the last year: 6.38%.

Common CAD amounts in PHP

Canadian dollar Philippine peso Detail
C$100 ₱4,481 100 Canadian dollars to PHP
C$200 ₱8,963 200 Canadian dollars to PHP
C$500 ₱22,407 500 Canadian dollars to PHP
C$1,000 ₱44,813 1k Canadian dollars to PHP
C$2,000 ₱89,627 2k Canadian dollars to PHP
C$5,000 ₱224,066 5k Canadian dollars to PHP

Yearly averages

Averages of the published daily reference rates for each calendar year.
Year Average High Low
2026 43.7357 45.3997 42.0443
2025 41.1424 43.0545 39.7419
2024 41.8380 43.0879 40.1802
2023 41.2250 42.4014 39.4310
2022 41.8817 43.7328 40.0372
2021 39.3395 41.1994 37.3464
2020 37.0186 39.4127 35.2348
2019 39.0331 39.9993 38.1724
2018 40.6790 42.3657 38.5216
2017 38.8871 42.2211 36.2004
2016 35.8769 37.9599 32.7084
2015 35.6317 38.3545 33.7384
2014 40.2192 42.0874 38.3833
2013 41.2239 42.6312 39.3443
2012 42.2353 43.4805 40.9882
2011 43.7959 45.5027 41.6893
2010 43.7691 45.2412 41.9747
2009 41.8990 45.2503 37.1533
2008 41.8041 45.4665 37.9846
2007 42.9867 47.7078 40.2539
2006 45.2357 48.2541 42.2394
2005 45.6575 48.2305 42.7802

Rate alerts

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Where this rate comes from

Source: European Central Bank. The rate is a cross rate: two rates from the same publication, on the same day, divided. Full detail is on the methodology page, including publication schedules and how derived rates are calculated.

Think this number is wrong? Report it and it will be checked against the source. Corrections are made to the data, not papered over.