Rate to Remit

CAD to PHP today

1 CAD = 45.5870 PHP

Daily reference rate for 2026-10-30, Source: European Central Bank. Published on working days at 16:00 CET. 1 PHP = 0.021936 CAD. How this rate is derived.

On 99% of the 255 days CAD/PHP was published in the year to 30 October 2026, one CAD bought fewer Philippine pesos than it does today. Over that year the published rate ranged from 41.6135 to 45.6338 PHP.

That describes rates that were published in the past. It is not a prediction, it does not indicate what the rate will do next, and it is not advice about whether or when to transfer money.

  • Crossed through EUR using European Central Bank euro foreign exchange reference rates.

Convert CAD to PHP

Type a number, or words like 500k, 1 million or 20k.

45,586.95 PHP

Daily reference rate vs what you’ll actually get

The CAD/PHP rate above is the daily reference rate published by European Central Bank euro foreign exchange reference rates on 2026-10-30. It is the reference point, not a price you can transact at.

Why the amount received is lower

  • Transfer fee. A flat charge, or a percentage, taken by the sending service.
  • Exchange rate markup. Most services apply a spread to the reference rate. This is usually the larger cost and is often not shown as a fee.
  • Receiving method. Bank deposit, mobile wallet and cash pickup can carry different rates and charges (bank deposit, e-wallets and cash pickup are priced differently).
  • Timing. Reference rates are published once per working day; a transfer is priced when it is executed.

What a markup costs

Illustration only, not a quote from any provider: at a 1.5% markup with a C$4.00 fee, sending C$1,000 delivers about ₱44,724 instead of the ₱45,587 the daily reference rate implies — a difference of ₱863.

Compare an offer against this rate

If a bank or transfer service has quoted you a rate and a fee, put them in here. It works out what you would receive at their rate after their fee, what the same amount comes to at the reference rate above, and the difference between the two.

The reference rate is not a rate anyone is obliged to offer, and a difference from it is not evidence of wrongdoing: providers carry real costs, and the spread is how most of them are paid rather than through the fee. This is arithmetic on figures you entered, to make the cost visible. It is not advice, and not a claim about any provider.

CAD to PHP over time

30 days
43.9596 44.7967 45.6338 30 Sep 15 Oct 30 Oct
High 45.6338 (2026-10-27) · low 43.9596 (2026-10-02) · +3.11%
1 year
41.6135 43.6002 45.5870 Oct 2025 May 2026 Oct 2026
High 45.6338 (2026-10-27) · low 41.6135 (2025-11-05) · +8.33%
5 years
38.6135 42.1002 45.5870 2021 2024 2026
High 45.6338 (2026-10-27) · low 38.6135 (2021-12-20) · +11.53%
Since 2005
32.9869 40.5928 48.1986 2005 2016 2026
High 48.2541 (2006-05-31) · low 32.7084 (2016-01-20) · +1.12%

What this record shows

  • Across the 5,527 days published since 2005-04-01, one CAD has bought as much as 48.2541 PHP (on 2006-05-31) and as little as 32.7084 PHP (on 2016-01-20).
  • 5 years ago, on 2021-11-01, one CAD bought 40.8726 PHP. Today it buys 45.5870 — a change of +11.53%.
  • The largest move between one publication and the next was -3.31%, from 41.6514 on 2008-03-19 to 40.2712 on 2008-03-20.
  • 2009 was the widest calendar year in the record: 37.1533 to 45.2503 PHP, a spread of 21.8% between its lowest and highest published rates.

Every figure here is drawn from rates already published by the source named on this page. They describe what happened, carry no view on what any of it was worth, and say nothing about what the rate will do next. Amounts in Philippine pesos elsewhere on this page use today’s rate only.

CAD to PHP on a past date

Published history runs from 2005-04-01 to 2026-10-30. Sources publish on working days only, so a weekend or a holiday returns the rate published before it, and says so.

Rate statistics

Movement of the daily reference rate, PHP per CAD.
Period High Low Average Change
30 days 45.6338 43.9596 44.6647 +3.11%
52 weeks 45.6338 41.6135 43.5989 +8.92%
5 years 45.6338 38.6135 41.8481 +11.53%

Annualised volatility over the last year: 6.22%.

Common CAD amounts in PHP

Canadian dollar Philippine peso Detail
C$100 ₱4,559 100 Canadian dollars to PHP
C$200 ₱9,117 200 Canadian dollars to PHP
C$500 ₱22,793 500 Canadian dollars to PHP
C$1,000 ₱45,587 1k Canadian dollars to PHP
C$2,000 ₱91,174 2k Canadian dollars to PHP
C$5,000 ₱227,935 5k Canadian dollars to PHP

Yearly averages

Averages of the published daily reference rates for each calendar year.
Year Average High Low
2026 43.8618 45.6338 42.0443
2025 41.1424 43.0545 39.7419
2024 41.8380 43.0879 40.1802
2023 41.2250 42.4014 39.4310
2022 41.8817 43.7328 40.0372
2021 39.3395 41.1994 37.3464
2020 37.0186 39.4127 35.2348
2019 39.0331 39.9993 38.1724
2018 40.6790 42.3657 38.5216
2017 38.8871 42.2211 36.2004
2016 35.8769 37.9599 32.7084
2015 35.6317 38.3545 33.7384
2014 40.2192 42.0874 38.3833
2013 41.2239 42.6312 39.3443
2012 42.2353 43.4805 40.9882
2011 43.7959 45.5027 41.6893
2010 43.7691 45.2412 41.9747
2009 41.8990 45.2503 37.1533
2008 41.8041 45.4665 37.9846
2007 42.9867 47.7078 40.2539
2006 45.2357 48.2541 42.2394
2005 45.6575 48.2305 42.7802

Where this rate comes from

Source: European Central Bank. The rate is a cross rate: two rates from the same publication, on the same day, divided. Full detail is on the methodology page, including publication schedules and how derived rates are calculated.

Think this number is wrong? Report it and it will be checked against the source. Corrections are made to the data, not papered over.