Rate to Remit

PHP to CAD today

1 PHP = 0.022315 CAD

Daily reference rate for 2026-09-17, Source: European Central Bank. Published on working days at 16:00 CET. 1 CAD = 44.8133 PHP. How this rate is derived.

On 11% of the 255 days PHP/CAD was published in the year to 17 September 2026, one PHP bought fewer Canadian dollars than it does today. Over that year the published rate ranged from 0.022027 to 0.024278 CAD.

That describes rates that were published in the past. It is not a prediction, it does not indicate what the rate will do next, and it is not advice about whether or when to transfer money.

  • Crossed through EUR using European Central Bank euro foreign exchange reference rates.

Convert PHP to CAD

Type a number, or words like 500k, 1 million or 20k.

223.15 CAD

Daily reference rate vs what you’ll actually get

The PHP/CAD rate above is the daily reference rate published by European Central Bank euro foreign exchange reference rates on 2026-09-17. It is the reference point, not a price you can transact at.

Why the amount received is lower

  • Transfer fee. A flat charge, or a percentage, taken by the sending service.
  • Exchange rate markup. Most services apply a spread to the reference rate. This is usually the larger cost and is often not shown as a fee.
  • Receiving method. Bank deposit, mobile wallet and cash pickup can carry different rates and charges.
  • Timing. Reference rates are published once per working day; a transfer is priced when it is executed.

What a markup costs

Illustration only, not a quote from any provider: at a 1.5% markup with a ₱200.00 fee, sending ₱10,000 delivers about C$215 instead of the C$223 the daily reference rate implies — a difference of C$8.

Compare an offer against this rate

If a bank or transfer service has quoted you a rate and a fee, put them in here. It works out what you would receive at their rate after their fee, what the same amount comes to at the reference rate above, and the difference between the two.

The reference rate is not a rate anyone is obliged to offer, and a difference from it is not evidence of wrongdoing: providers carry real costs, and the spread is how most of them are paid rather than through the fee. This is arithmetic on figures you entered, to make the cost visible. It is not advice, and not a claim about any provider.

Sending money? What recipients typically get

Provider comparisons are not published for this pair yet. They appear here once a partner data feed is in place, each row carrying the fee, the rate used and the date it was last checked.

PHP to CAD over time

30 days
0.022027 0.022254 0.022482 18 Aug 2 Sep 17 Sep
High 0.022482 (2026-08-26) · low 0.022027 (2026-09-04) · -0.63%
1 year
0.022027 0.023114 0.024201 Sep 2025 Mar 2026 Sep 2026
High 0.024278 (2025-09-22) · low 0.022027 (2026-09-04) · -7.76%
5 years
0.022239 0.023902 0.025566 2021 2024 2026
High 0.025898 (2021-12-20) · low 0.022027 (2026-09-04) · -11.99%
Since 2005
0.020747 0.025080 0.029413 2005 2015 2026
High 0.030573 (2016-01-20) · low 0.020724 (2006-05-31) · +0.60%

PHP to CAD on a past date

Published history runs from 2005-04-01 to 2026-09-17. Sources publish on working days only, so a weekend or a holiday returns the rate published before it, and says so.

Rate statistics

Movement of the daily reference rate, CAD per PHP.
Period High Low Average Change
30 days 0.022482 0.022027 0.022241 -0.63%
52 weeks 0.024278 0.022027 0.023141 -7.60%
5 years 0.025898 0.022027 0.023974 -11.99%

Annualised volatility over the last year: 6.38%.

Common PHP amounts in CAD

Philippine peso Canadian dollar Detail
₱1,000 C$22 1k Philippine pesos to CAD
₱5,000 C$112 5k Philippine pesos to CAD
₱10,000 C$223 10k Philippine pesos to CAD
₱20,000 C$446 20k Philippine pesos to CAD
₱50,000 C$1,116 50k Philippine pesos to CAD
₱100,000 C$2,231 100k Philippine pesos to CAD
₱500,000 C$11,157 500k Philippine pesos to CAD
₱1,000,000 C$22,315 1 million Philippine pesos to CAD

Yearly averages

Averages of the published daily reference rates for each calendar year.
Year Average High Low
2026 0.022873 0.023784 0.022027
2025 0.024315 0.025162 0.023226
2024 0.023906 0.024888 0.023208
2023 0.024263 0.025361 0.023584
2022 0.023894 0.024977 0.022866
2021 0.025433 0.026776 0.024272
2020 0.027027 0.028381 0.025373
2019 0.025622 0.026197 0.025000
2018 0.024590 0.025959 0.023604
2017 0.025760 0.027624 0.023685
2016 0.027898 0.030573 0.026344
2015 0.028080 0.029640 0.026073
2014 0.024870 0.026053 0.023760
2013 0.024267 0.025417 0.023457
2012 0.023684 0.024397 0.022999
2011 0.022845 0.023987 0.021977
2010 0.022854 0.023824 0.022104
2009 0.023962 0.026916 0.022099
2008 0.023968 0.026326 0.021994
2007 0.023290 0.024842 0.020961
2006 0.022127 0.023675 0.020724
2005 0.021924 0.023375 0.020734

Rate alerts

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Where this rate comes from

Source: European Central Bank. The rate is a cross rate: two rates from the same publication, on the same day, divided. Full detail is on the methodology page, including publication schedules and how derived rates are calculated.

Think this number is wrong? Report it and it will be checked against the source. Corrections are made to the data, not papered over.