SGD to PHP today
1 SGD = 49.8131 PHP
1 SGD 
PHP On 99% of the 255 days SGD/PHP was published in the year to 30 October 2026, one SGD bought fewer Philippine pesos than it does today. Over that year the published rate ranged from 44.8654 to 49.9496 PHP.
That describes rates that were published in the past. It is not a prediction, it does not indicate what the rate will do next, and it is not advice about whether or when to transfer money.
- Crossed through EUR using European Central Bank euro foreign exchange reference rates.
Convert SGD to PHP
Daily reference rate vs what you’ll actually get
The SGD/PHP rate above is the daily reference rate published by European Central Bank euro foreign exchange reference rates on 2026-10-30. It is the reference point, not a price you can transact at.
Why the amount received is lower
- Transfer fee. A flat charge, or a percentage, taken by the sending service.
- Exchange rate markup. Most services apply a spread to the reference rate. This is usually the larger cost and is often not shown as a fee.
- Receiving method. Bank deposit, mobile wallet and cash pickup can carry different rates and charges (bank deposit, e-wallets and cash pickup are priced differently).
- Timing. Reference rates are published once per working day; a transfer is priced when it is executed.
What a markup costs
Illustration only, not a quote from any provider: at a 1.5% markup with a S$4.00 fee, sending S$1,000 delivers about ₱48,870 instead of the ₱49,813 the daily reference rate implies — a difference of ₱943.
Compare an offer against this rate
If a bank or transfer service has quoted you a rate and a fee, put them in here. It works out what you would receive at their rate after their fee, what the same amount comes to at the reference rate above, and the difference between the two.
The reference rate is not a rate anyone is obliged to offer, and a difference from it is not evidence of wrongdoing: providers carry real costs, and the spread is how most of them are paid rather than through the fee. This is arithmetic on figures you entered, to make the cost visible. It is not advice, and not a claim about any provider.
SGD to PHP over time
What this record shows
- Across the 5,527 days published since 2005-04-01, one SGD has bought as much as 49.9496 PHP (on 2026-10-27) and as little as 28.3337 PHP (on 2008-01-09).
- 5 years ago, on 2021-11-01, one SGD bought 37.4744 PHP. Today it buys 49.8131 — a change of +32.93%.
- The largest move between one publication and the next was -2.13%, from 32.8505 on 2008-07-22 to 32.1513 on 2008-07-23.
- 2008 was the widest calendar year in the record: 28.3337 to 33.7629 PHP, a spread of 19.2% between its lowest and highest published rates.
Every figure here is drawn from rates already published by the source named on this page. They describe what happened, carry no view on what any of it was worth, and say nothing about what the rate will do next. Amounts in Philippine pesos elsewhere on this page use today’s rate only.
SGD to PHP on a past date
Published history runs from 2005-04-01 to 2026-10-30. Sources publish on working days only, so a weekend or a holiday returns the rate published before it, and says so.
Rate statistics
| Period | High | Low | Average | Change |
|---|---|---|---|---|
| 30 days | 49.9496 | 48.9106 | 49.3480 | +1.46% |
| 52 weeks | 49.9496 | 44.8654 | 47.2559 | +10.44% |
| 5 years | 49.9496 | 36.4943 | 42.7302 | +32.93% |
Annualised volatility over the last year: 4.52%.
Yearly averages
| Year | Average | High | Low |
|---|---|---|---|
| 2026 | 47.6222 | 49.9496 | 45.5052 |
| 2025 | 44.0157 | 45.8563 | 42.3971 |
| 2024 | 42.8923 | 44.4149 | 41.5129 |
| 2023 | 41.4241 | 42.2403 | 40.6026 |
| 2022 | 39.5330 | 41.8793 | 37.5510 |
| 2021 | 36.6917 | 37.8055 | 35.8066 |
| 2020 | 35.9728 | 37.8868 | 35.2017 |
| 2019 | 37.9633 | 39.1536 | 37.1007 |
| 2018 | 39.0584 | 40.0759 | 37.4381 |
| 2017 | 36.5234 | 38.1487 | 34.1064 |
| 2016 | 34.4099 | 35.5523 | 32.8105 |
| 2015 | 33.1171 | 33.8090 | 31.9242 |
| 2014 | 35.0502 | 35.7154 | 33.7847 |
| 2013 | 33.9389 | 35.4095 | 32.4671 |
| 2012 | 33.7835 | 34.3405 | 32.9271 |
| 2011 | 34.4545 | 35.4270 | 33.2998 |
| 2010 | 33.0971 | 34.0525 | 32.0818 |
| 2009 | 32.7562 | 34.1430 | 30.8384 |
| 2008 | 31.4097 | 33.7629 | 28.3337 |
| 2007 | 30.5571 | 31.9592 | 28.3804 |
| 2006 | 32.2792 | 33.5595 | 31.2679 |
| 2005 | 32.9075 | 33.9751 | 31.7529 |
Where this rate comes from
Source: European Central Bank. The rate is a cross rate: two rates from the same publication, on the same day, divided. Full detail is on the methodology page, including publication schedules and how derived rates are calculated.
Think this number is wrong? Report it and it will be checked against the source. Corrections are made to the data, not papered over.